Ways I Can Help You
Budget Planning
Wondering where your money is going and why there never seems to be enough in your bank account? I will help you create and maintain a budget to make sure that you always have enough money for the things you need and care about and to save for the future.
College Planning
With tuition up nearly 8% per year, it’s more important than ever to save and plan for funding your child’s education. We will work together to determine how much your student will need for their education, and I’ll recommend the best ways to save for their future as well as help you understand their eligibility for financial aid and scholarships.
Retirement Planning
We all have dreams about our golden years. I can help you understand whether you will be able to achieve them, and advise you on any changes needed to get there. Together, we will work to decrease the chances of outliving your money, and keep you on the path to living your retirement dreams.
Debt Management
Want to work towards becoming debt-free? I will help you prioritize which debts to pay off first based on a variety of factors such as your long term goals, interest rates, and tax ramifications. Together, we will put the strategies in place for you to lower your debt so that your income goes further.
Portfolio Guidance
Are you ready to start investing? Do you wonder if you are invested in the right things? I will help you understand the things you are invested in, and provide you with information and any advice needed align your investments with your goals and risk tolerance. I will also help you implement any changes I recommend.
Estate Planning
No one lives forever. While we all know this, it’s not uncommon to avoid thinking about our mortality. But not preparing for the worst before it happens leaves an immense burden on the people we leave behind. It can be expensive and time-consuming to do the legal work needed after a death if it is not completed in advance. I’ll help you identify any gaps you have in your estate plan and put you in touch with the qualified attorney you’ll need to update it.
Risk Management
No more sleepless nights worrying about what could happen to the people and things you care about. I will analyze your exposure to major risks such as property/casualty loss, disability, business liability, etc. and advise you as needed on ways to minimize risks to you and your loved ones.
Transition Planning
Life happens, and change is the only constant. New babies, sudden career changes, and other big life events usually mean a change to your finances. Whether due to plans you made or something unforeseen, I’ll help you handle the financial impacts no matter what the situation is, so that you can stay on the right track.
Benefits Planning
Are you getting the most out of your benefits at work? I will review and analyze your benefits and advise you on the best ways to take the maximum advantage possible of your employee benefits. If you are a business owner, I will advise you on various benefit programs to meet both your business and personal financial goals.
Tax Planning
As part of your overall financial picture, the advice I give you will always consider the tax efficiency of the action and your assets. I may also advise you on ways to minimize current and future income taxes as part of your financial plan.
Divorce Financial Planning
Things can get tricky when couples part ways. There are lots of details to consider and the complexity of untangling assets can be overwhelming. I will help you develop personal and business financial strategies that can help you achieve the best possible settlement for your needs and situation.
Charitable Planning
Ready to make a difference? I’ll help you make sure that your gifts are structured properly so you can make an impact for the causes you care about, without sacrificing the most tax-efficient ways to give and plan accordingly.